If illness or injury stops you working, or in the event of terminal illness or death, our Health Waiver can help cover your loan so it doesn't pile on top of already hard moments.
Our Health Waiver is an optional product that can waive some of your regular loan repayments if illness, injury, or a terminal illness stops you working, and can waive the remaining balance of your loan in the event of your death.
A one-off waiver fee is added to your loan and included in your regular payments, so there's no extra charge payable upfront. If a covered event happens, get in touch and we'll walk you through what we need for an application. Subject to the waiver conditions and exclusions, your regular loan repayments are waived while the event qualifies, up to the benefit caps in your loan agreement, and in the event of death the remaining balance of your loan is waived in full.
Full terms and conditions are provided before you sign.
A one-off waiver fee is added to your loan and included in your regular payments, so there's no extra charge payable upfront. Your exact figure is shown in your loan disclosure before you sign.
Cancellation, early prepayment rebates, benefit caps, and the rest of the finer points are set out in your waiver terms and conditions, provided before you sign.
Health Waiver is designed for people who want the peace of mind of knowing their loan repayments are covered if illness or injury stops them working, and who want to protect their family from being left with the loan debt if the worst happens.
Eligibility and suitability criteria apply, and the waiver is subject to specific conditions and exclusions (including, typically, pre-existing medical conditions and events that happen outside New Zealand). Full conditions and exclusions are set out in your waiver terms and conditions.
A one-off waiver fee is added to your loan and spread across your regular payments, so there's no separate charge upfront. The fee depends on your loan details and is shown in your loan disclosure before you sign.
Three things, at a high level: sickness or injury that stops you working, diagnosis with a terminal illness, and death. Each has its own conditions and evidence requirements. Full definitions and qualifying criteria are set out in your waiver terms.
Get in touch as soon as you can and we'll walk you through the process. There's some documentation to gather, and we'll tell you exactly what's needed for your situation.
Health Waiver waives the remaining balance of your loan in the event of your death, so your family or estate isn't left carrying the debt. The full conditions are set out in your waiver terms.
Yes, within the cancellation window set out in your waiver terms. Cancellation details, refunds, and rebates are all covered in the terms and conditions provided before you sign.
Health Waiver is normally selected at loan signup. If you'd like to add it to an existing loan, give us a call and we'll assess on a case-by-case basis.
You'll receive the full waiver terms and conditions as part of your loan documentation before you sign, so you can read everything in detail before committing.
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Contact
PO Box 90277
Victoria St West
Auckland, 1142
8am– 5:30pm weekdays
(09) 913 8560
Movogo Finance Limited. New Zealand Company Number 9357507. NZBN 9429052988677. FSP1011510. Member of Financial Services Complaints Limited (FSCL) for dispute resolution. All estimates shown on this site are indicative and are not an offer of credit or insurance. Any loan is subject to credit approval, responsible lending assessment, and standard terms and conditions. Waivers are loan features provided in-house by Movogo Finance Limited and are governed by your loan agreement. Insurance-related products are underwritten by Provident Insurance and are subject to the relevant policy document. Please read all documents carefully before signing.
